Kathrens Insurance Blog
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*IDENTITY THEFT IS WHEN SOMEONE USES
YOUR PERSONAL INFORMATION FOR THE OWN GAIN* This can include: Your name Social Security number Bank account information Credit card numbers Medical Account numbers Identity thieves use this information to: Open new accounts Use your existing accounts Obtain medical services Establish credit Make purchases Apply for loans Seek employment Steal your tax refund Warning signs to watch for: Bills for things you did not purchase Collection call for unknown accounts Being denied a loan application Missing or stopped mail Reporting identity theft: FTC-Federal Trade Commission online at IdentityTheft.com or call 1-877-438-4338 Have fraud alerts and a credit freeze put on your account Fraud departments at your credit card companies, bank, and other places you have accounts. How does identity theft happen? Scammers can: Go through your trash for personal information like receipts and bank statements Install skimmers at ATMs, registers, and fuel pumps Use Wifi to get information while you're in public Phishing-gathering info from fake emails, texts and calls Gathering identifying info from social media posts and photos Protecting yourself: Don't answer calls, texts, emails, or messages from anyone you don't know Never share personal info Gather your mail every day, put a hold on it if you will be out of town Keep a close eye on your account statements Don't carry personal information like a SS card-keep that in a safe place Understand how ATM skimming works Learn when it's safe to use Wifi
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